The Supreme Court ruled that exclusion clauses in insurance policies must be interpreted strictly and any ambiguity must benefit the insured. The Court held that when loss is caused by fire, the reason behind the fire becomes irrelevant for insurance liability.
WhatsApp has filed a petition in the Allahabad High Court against a ruling by the Uttar Pradesh State Consumer Commission, which allowed a consumer complaint regarding a service disruption to proceed in Indian courts. The high court has put the proceedings on hold until further notice, with the next hearing scheduled for July.
The Supreme Court ruled that a borrower does not qualify as a consumer under the Consumer Protection Act if the loan is taken for profit-making purposes. A bench comprising Justices Sudhanshu Dhulia and Prashant Kumar Mishra made this observation while hearing an appeal by the Central Bank of India against a decision of the National Consumer Disputes Redressal Commission (NCDRC). The ruling clarifies the scope of consumer rights in financial transactions.
The Chairman of Maruti Suzuki approached the Delhi High Court to quash an FIR filed against him. In response, the court has directed the authorities to submit a status report on the case. The matter is now under judicial review to assess the validity of the allegations. The court’s decision will determine the next legal steps in the case.
Today, On 20th December, The Supreme Court set-aside the NCDRC’s 2008 decision that limited credit card interest rates to 30%. The NCDRC earlier criticized banks for charging high rates of 36% to 49% on overdue payments. The Supreme Court’s ruling will affect how banks set interest on credit card dues. This decision shows a change in financial regulation policies.
The Supreme Court ruled that doctors can only be held liable for negligence when lacking the necessary qualifications or skills, or failing to apply reasonable expertise in treatment. The court emphasized that complications alone do not prove negligence, setting aside an earlier judgment of the NCDRC that awarded compensation.
