The Supreme Court sought responses from the Centre and LIC on a plea for disability sensitive insurance guidelines. The petition invokes Articles 14 and 21, urging policy oversight to ensure welfare schemes for persons with disabilities are fair and accessible.
The Bombay High Court held that factual findings of a Motor Accidents Claims Tribunal cannot be challenged through certiorari merely alleging insufficient evidence. Reappreciation of evidence lies outside writ jurisdiction, which must operate within strict limits under Article 226.
The Supreme Court ruled that exclusion clauses in insurance policies must be interpreted strictly and any ambiguity must benefit the insured. The Court held that when loss is caused by fire, the reason behind the fire becomes irrelevant for insurance liability.
