The Bombay High Court held that factual findings of a Motor Accidents Claims Tribunal cannot be challenged through certiorari merely alleging insufficient evidence. Reappreciation of evidence lies outside writ jurisdiction, which must operate within strict limits under Article 226.
The Supreme Court ruled that exclusion clauses in insurance policies must be interpreted strictly and any ambiguity must benefit the insured. The Court held that when loss is caused by fire, the reason behind the fire becomes irrelevant for insurance liability.
