Insurance Companies Cannot Deny Valid Claims by Wrongly Using Exclusion Clauses: District Commission Slams Insurer for Deficiency in Service

The District Consumer Disputes Redressal Commission (East), Delhi held Star Health and Allied Insurance Co. Ltd. liable for deficiency in service after wrongly rejecting Anuradha Narang’s health insurance claim, ruling that incidental diagnoses cannot justify denial when treatment was for a covered illness.

Alcohol Ruins Everything: Bombay High Court Denies Railway Compensation to Drunk Passenger

The Bombay High Court denied railway accident compensation to an intoxicated passenger who admitted consuming four large pegs of alcohol before being hit while standing dangerously close to the platform edge. The Court said intoxication shows negligence, barring compensation.

INSURANCE CLAIM Cannot Be Denied Just Because Column On Form Was Left Blank: NCDRC Slams Bharti Axa Life Insurance

The NCDRC ruled that an insurance claim cannot be denied merely because a column was left blank in the proposal form, slamming Bharti Axa Life Insurance for rejection.

Can Insurer Be Liable Without Third-Party Involvement? Supreme Court Refers Key MV Act Issue to Larger Bench

The Supreme Court has referred to a larger bench the question of whether insurance companies must pay no-fault compensation under Section 163A of the MV Act for the vehicle owner’s death, even without a third-party claim. The case arose from a minor’s plea after losing her parents in a solo accident.

Thane MACT Orders Rs 22.3 Lakh Compensation to Family Injured in 2018 Autorickshaw Crash

Thane, May 12 – The Motor Accident Claims Tribunal (MACT) in Thane district of Maharashtra has ordered a compensation of Rs 22.3 lakh to be paid to five members of a family who were badly injured in a road accident that took place in November 2018 on the old Mumbai-Pune Highway. The order was passed by MACT Member S N Shah on May 3, and a copy of the judgment was made available on Monday.