The Supreme Court clearly said that if a person dies due to their own reckless driving, their family won’t get compensation from the insurance company. This decision came after the court dismissed a claim of Rs 80 lakh made by the deceased driver’s family.
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NEW DELHI: The Supreme Court of India said that insurance companies are not responsible to pay money to the family of a person who dies because of their own rash and careless driving.
The court explained that if the accident happened because of the driver’s own mistake, then no compensation will be given by the insurance company.
This important judgment was passed by a bench of Justices PS Narasimha and R Mahadevan, who were hearing the case of a man named N S Ravisha.
His wife, son, and parents had asked for Rs 80 lakh as compensation after he died in a car accident. But the Supreme Court did not agree with their demand.
The court refused to change the decision of the Karnataka High Court, which had earlier rejected the family’s plea for compensation.
While dismissing the case, the Supreme Court clearly said:
“We are not inclined to interfere with the impugned judgment passed by the high court. Hence, the Special Leave Petition is dismissed.”
According to the case details, on June 18, 2014, Ravisha was driving from Mallasandra village to Arasikere town. In the car, his father, sister, and her children were also travelling.
During the journey, Ravisha lost control of the vehicle, which then overturned on the road.
Unfortunately, he got badly injured and died due to the accident.
The court found that Ravisha was driving in a negligent way and was not following traffic rules. It was also observed that he was driving at high speed, which became the main reason for the accident.
Because of this, the High Court had said that Ravisha was at fault and since the accident was caused by his own reckless behaviour, his family cannot get compensation from the insurance company.
The Karnataka High Court had explained that when the person who dies in an accident is the one responsible for it, their legal heirs cannot ask for money.
“If they are allowed to do so, it would mean a person who committed breach getting the compensation for his own wrongs.”
CASE TITLE:
G. NAGARATHNA & ORS. vs G. MANJUNATHA & ANR.
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